Is swiss-pay.io a scam? What our scan found

{
  "domain": "swiss-pay.io",
  "scanId": "5368655589a24f3da60edb9352bfd8af",
  "status": "completed",
  "indexable": false,
  "publicNotice": null,
  "completedAt": "2026-03-25T06:01:50.589Z",
  "ageDays": 171,
  "fresh": false,
  "verdict": "dangerous",
  "trustScore": 4,
  "badges": [
    {
      "name": "regulatory_tier1",
      "chain": "regulatory",
      "tier": 1,
      "maxTier": 4,
      "score": -70,
      "description": "Flagged by 1 financial regulator"
    },
    {
      "name": "antivirus_tier1",
      "chain": "antivirus",
      "tier": 1,
      "maxTier": 4,
      "score": -21,
      "description": "Detected by 1-2 engines"
    },
    {
      "name": "risky_category_tier2",
      "chain": "risky_category",
      "tier": 2,
      "maxTier": 4,
      "score": -4,
      "description": "High-risk category site < 1 year"
    },
    {
      "name": "whois_privacy_tier1",
      "chain": "whois_privacy",
      "tier": 1,
      "maxTier": 1,
      "score": -1,
      "description": "WHOIS privacy protection enabled"
    }
  ],
  "reachable": true,
  "unreachableReason": null,
  "category": "finance_trading",
  "categoryReasoning": "Swiss Pay is a trading broker platform offering forex, stocks, and derivatives trading with multiple account tiers, leverage options, and trading tools. The site claims 18 years of experience and UK regulation for retail trading services.",
  "regulatorFlagged": true,
  "regulators": [
    {
      "name": "CONSOB",
      "country": "IT",
      "url": "https://www.consob.it/web/consob-and-its-activities/-/consob-warning-of-2026-03-19-blackout-websites",
      "warningDate": "2026-03-19T00:00:00.000Z"
    }
  ],
  "contacts": {
    "emails": [
      "[email protected]"
    ],
    "phones": [
      "+447488888411"
    ],
    "addresses": []
  },
  "technologies": [
    {
      "name": "Cloudflare",
      "category": "cdn"
    },
    {
      "name": "Tailwind CSS",
      "category": "css-framework"
    },
    {
      "name": "Bootstrap",
      "category": "css-framework"
    }
  ],
  "antivirus": {
    "detections": [
      {
        "engine": "desenmascara.me",
        "result": "malicious",
        "engineType": "phishing_authority"
      }
    ],
    "enginesTotal": 95,
    "permalink": "https://www.virustotal.com/gui/url/aHR0cHM6Ly9zd2lzcy1wYXkuaW8v",
    "scannedAt": "2026-03-25T06:01:31.206Z"
  },
  "blacklists": [
    {
      "provider": "google_safe_browsing",
      "flagged": false,
      "threats": []
    }
  ],
  "registration": {
    "registrar": "HOSTINGER operations, UAB",
    "registrarIanaId": null,
    "createdAt": "2025-09-09T11:22:15.000Z",
    "updatedAt": "2025-09-14T11:22:37.000Z",
    "expiresAt": "2026-09-09T11:22:15.000Z",
    "ageDays": 196,
    "ageText": "6m",
    "privacyProtected": true,
    "nameservers": [
      "jerome.ns.cloudflare.com",
      "haley.ns.cloudflare.com"
    ]
  },
  "certificate": {
    "issuer": "Google Trust Services",
    "validFrom": "2026-03-08T12:48:30.000Z",
    "validUntil": "2026-06-06T13:47:02.000Z",
    "valid": true,
    "protocol": "TLSv1.3"
  },
  "hosting": {
    "ip": "172.67.219.174",
    "countryCode": "US",
    "countryName": "United States",
    "city": "San Francisco",
    "provider": "Cloudflare, Inc.",
    "asn": 13335,
    "serverSoftware": "cloudflare",
    "mapImageUrl": null,
    "latitude": 37.7621,
    "longitude": -122.3971,
    "behindCloudflare": true
  },
  "timing": {
    "dnsMs": 1,
    "connectMs": 61,
    "tlsMs": 37,
    "ttfbMs": 37,
    "downloadMs": 3,
    "domReadyMs": 359,
    "loadCompleteMs": 455
  },
  "resources": [
    {
      "kind": "images",
      "count": 21,
      "bytes": 535317
    },
    {
      "kind": "scripts",
      "count": 8,
      "bytes": 0
    },
    {
      "kind": "xhr",
      "count": 7,
      "bytes": 0
    },
    {
      "kind": "stylesheets",
      "count": 5,
      "bytes": 0
    },
    {
      "kind": "fonts",
      "count": 3,
      "bytes": 203216
    },
    {
      "kind": "fetch",
      "count": 1,
      "bytes": 139174
    },
    {
      "kind": "documents",
      "count": 1,
      "bytes": 0
    }
  ],
  "networkStats": {
    "totalRequests": 46,
    "totalBytes": 877707,
    "failedRequests": 0,
    "uniqueDomains": 3,
    "thirdPartyRatio": 0.0435,
    "httpsPercentage": 100
  },
  "cookies": [],
  "identity": {
    "finalUrl": "https://swiss-pay.io/",
    "brandName": null,
    "faviconUrl": "/api/scan/favicon/5368655589a24f3da60edb9352bfd8af"
  },
  "telemetry": {
    "statusCode": 200,
    "durationMs": 19856,
    "scraper": "patchright",
    "attempts": 1,
    "source": "single",
    "contentType": "text/html"
  },
  "securityHeaders": [
    {
      "key": "content_security_policy",
      "present": false,
      "value": null
    },
    {
      "key": "strict_transport_security",
      "present": false,
      "value": null
    },
    {
      "key": "x_frame_options",
      "present": false,
      "value": null
    },
    {
      "key": "x_content_type_options",
      "present": false,
      "value": null
    },
    {
      "key": "referrer_policy",
      "present": false,
      "value": null
    },
    {
      "key": "permissions_policy",
      "present": false,
      "value": null
    },
    {
      "key": "x_xss_protection",
      "present": false,
      "value": null
    },
    {
      "key": "cross_origin_opener_policy",
      "present": false,
      "value": null
    }
  ],
  "redirects": [],
  "transactions": [
    {
      "url": "https://swiss-pay.io/",
      "method": "GET",
      "resourceType": "document",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600&display=swap",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": true
    },
    {
      "url": "https://swiss-pay.io/css/fontawesome-all.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/css/magnific-popup.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/css/jarallax.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/css/theme.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/logo.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 139174,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/arrow-right.svg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/about-01.jpg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 256989,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/award.svg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/js/jquery.min.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/js/popper.min.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/js/bootstrap.min.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/js/svg-injector.min.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/js/jarallax.min.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/js/jquery.magnific-popup.min.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/js/theme.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/payment-01.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 1537,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/payment-02.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 1804,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/payment-03.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 1888,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/payment-05.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 2056,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/payment-06.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 1932,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/dollar-sign.svg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/users.svg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/check-square.svg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/heart.svg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/globe.svg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/t-01.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 1943,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/t-02.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 2544,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/t-03.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 3810,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/t-04.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 2322,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/logo-white.svg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/js/float.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/bg-4.jpg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 119318,
      "thirdParty": false
    },
    {
      "url": "https://fonts.gstatic.com/s/inter/v20/UcC73FwrK3iLTeHuS_nVMrMxCp50SjIa1ZL7.woff2",
      "method": "GET",
      "resourceType": "font",
      "statusCode": 200,
      "bytes": 48256,
      "thirdParty": true
    },
    {
      "url": "https://swiss-pay.io/fonts/fa-brands-400.woff2",
      "method": "GET",
      "resourceType": "font",
      "statusCode": 200,
      "bytes": 76764,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/fonts/fa-solid-900.woff2",
      "method": "GET",
      "resourceType": "font",
      "statusCode": 200,
      "bytes": 78196,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/arrow-right.svg",
      "method": "GET",
      "resourceType": "xhr",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/award.svg",
      "method": "GET",
      "resourceType": "xhr",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/dollar-sign.svg",
      "method": "GET",
      "resourceType": "xhr",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/users.svg",
      "method": "GET",
      "resourceType": "xhr",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/check-square.svg",
      "method": "GET",
      "resourceType": "xhr",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/heart.svg",
      "method": "GET",
      "resourceType": "xhr",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/globe.svg",
      "method": "GET",
      "resourceType": "xhr",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/svg/en.svg",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://swiss-pay.io/images/logo.png",
      "method": "GET",
      "resourceType": "fetch",
      "statusCode": 200,
      "bytes": 139174,
      "thirdParty": false
    }
  ],
  "hasCapture": true,
  "archive": {},
  "networkSize": 0
}