Is ledgerfintech.com a scam? What our scan found

{
  "domain": "ledgerfintech.com",
  "scanId": "5532ca2a8f8d4169abe75a93ab645618",
  "status": "completed",
  "indexable": false,
  "publicNotice": null,
  "completedAt": "2026-10-26T05:32:11.523Z",
  "ageDays": 0,
  "fresh": true,
  "verdict": "dangerous",
  "trustScore": 4,
  "badges": [
    {
      "name": "regulatory_tier1",
      "chain": "regulatory",
      "tier": 1,
      "maxTier": 4,
      "score": -70,
      "description": "Flagged by 1 financial regulator"
    },
    {
      "name": "antivirus_tier1",
      "chain": "antivirus",
      "tier": 1,
      "maxTier": 4,
      "score": -21,
      "description": "Detected by 1-2 engines"
    },
    {
      "name": "ssl_tier2",
      "chain": "ssl",
      "tier": 2,
      "maxTier": 3,
      "score": -4,
      "description": "SSL invalid or expired"
    },
    {
      "name": "domain_age_tier2",
      "chain": "domain_age",
      "tier": 2,
      "maxTier": 5,
      "score": -1,
      "description": "Domain < 1 year"
    }
  ],
  "reachable": true,
  "unreachableReason": null,
  "category": "offline",
  "categoryReasoning": "The website returns a 403 Forbidden error, indicating the server is rejecting access to the resource. The site is not accessible.",
  "siteDesign": null,
  "regulatorFlagged": true,
  "regulators": [
    {
      "name": "ASIC",
      "country": "AU",
      "url": "https://moneysmart.gov.au/check-and-report-scams/investor-alert-list#!ledgerfintech-ledgerfintech-com--4942",
      "warningDate": "2026-10-26T00:00:00.000Z"
    }
  ],
  "contacts": {
    "emails": [],
    "phones": [],
    "addresses": []
  },
  "technologies": [],
  "antivirus": {
    "detections": [
      {
        "engine": "Gridinsoft",
        "result": "suspicious",
        "engineType": "antivirus"
      }
    ],
    "enginesTotal": 92,
    "permalink": "https://www.virustotal.com/gui/domain/ledgerfintech.com",
    "scannedAt": "2026-10-26T05:31:56.931Z"
  },
  "blacklists": [
    {
      "provider": "google_safe_browsing",
      "flagged": false,
      "threats": []
    }
  ],
  "registration": {
    "registrar": "HOSTINGER operations, UAB",
    "registrarIanaId": "1636",
    "createdAt": "2026-02-07T02:25:10.000Z",
    "updatedAt": "2026-10-26T02:03:09.000Z",
    "expiresAt": "2027-02-07T02:25:10.000Z",
    "ageDays": 261,
    "ageText": "8m",
    "privacyProtected": false,
    "nameservers": [
      "ns1.dns-parking.com",
      "ns2.dns-parking.com"
    ]
  },
  "certificate": {
    "issuer": null,
    "validFrom": null,
    "validUntil": null,
    "valid": false,
    "protocol": null
  },
  "hosting": null,
  "timing": {
    "dnsMs": 0,
    "connectMs": 45,
    "tlsMs": 29,
    "ttfbMs": 44,
    "downloadMs": 4,
    "domReadyMs": 382,
    "loadCompleteMs": 383
  },
  "resources": [
    {
      "kind": "documents",
      "count": 1,
      "bytes": 0
    }
  ],
  "networkStats": {
    "totalRequests": 1,
    "totalBytes": 0,
    "failedRequests": 1,
    "uniqueDomains": 1,
    "thirdPartyRatio": 0,
    "httpsPercentage": 100
  },
  "cookies": [],
  "identity": {
    "finalUrl": "https://ledgerfintech.com/",
    "brandName": null,
    "faviconUrl": "/api/scan/favicon/5532ca2a8f8d4169abe75a93ab645618"
  },
  "telemetry": {
    "statusCode": 403,
    "durationMs": 15149,
    "scraper": "patchright",
    "attempts": 1,
    "source": "batch",
    "contentType": "text/html"
  },
  "securityHeaders": [
    {
      "key": "content_security_policy",
      "present": false,
      "value": null
    },
    {
      "key": "strict_transport_security",
      "present": false,
      "value": null
    },
    {
      "key": "x_frame_options",
      "present": false,
      "value": null
    },
    {
      "key": "x_content_type_options",
      "present": false,
      "value": null
    },
    {
      "key": "referrer_policy",
      "present": false,
      "value": null
    },
    {
      "key": "permissions_policy",
      "present": false,
      "value": null
    },
    {
      "key": "x_xss_protection",
      "present": false,
      "value": null
    },
    {
      "key": "cross_origin_opener_policy",
      "present": false,
      "value": null
    }
  ],
  "redirects": [],
  "transactions": [
    {
      "url": "https://ledgerfintech.com/",
      "method": "GET",
      "resourceType": "document",
      "statusCode": 403,
      "bytes": 0,
      "thirdParty": false
    }
  ],
  "hasCapture": false,
  "archive": {},
  "networkSize": 0
}