lumatsavings.com scores 1 out of 100, rated High Risk. 1 regulator warnings, 11 antivirus detections. Last scanned Aug 4, 2026. Source: https://lumatsavings.com

Unknownfinance trading Snyfer Research Team
Published Updated Scan ID 0dcf9236c4db4a7ea7a5f0f5529af337

Lumat Savings

Lumat Savings (lumatsavings.com) scam warning: is your money at risk?

High Risk01/ 100

0-2425-4445-6970-8485-100

Think you may have lost money to this site?

Tell us what happened and get free advice on your case. It is confidential.

Get help

The site

What this site
actually is.

Lumat Savings is a digital banking platform offering international money transfers, currency exchange, live exchange rates, and banking services across multiple currencies. The site provides financial services including account creation, money transfer, and currency trading tools.

Page capture

Archived rendering of lumatsavings.com, captured by an earlier scan

Archived capture, not re-observed by this scan. Taken August 2, 2026.

Identity

IP
198.251.83.106
ASN
AS53667
Country
United States
Domain age
5 months
Registrar
Dynadot Inc
Server
LiteSpeed
Hosting
FranTech Solutions
Tech detected
3

The verdict

The score is not
an opinion.

Every domain starts at 100. 5 scoring chains fired against lumatsavings.com, and every one of them is listed below with the tier it reached. It is a measurement, not a ruling on whether the business is legitimate.

Trust Score: the full methodology and every weight

Triggered findings

5
  • Antivirus Tier 4
  • Regulatory Tier 1
  • Parked Domain Tier 2
  • Domain Age Tier 3
  • SSL Tier 2

The record

How it got there,
and where it sits.

The score across every scan we hold, the eight signal families behind the current one, and the dates the engine recorded on the way.
Signal profile data
  • Maturity: 25 out of 100. 179 days old
  • AV clarity: 8 out of 100. 11 of 92 engines flag it
  • Regulators: 65 out of 100. 1 regulator warning
  • Network: 92 out of 100. No malicious neighbours
  • Blacklist: 100 out of 100. Not blacklisted
  • Trust zone: 74 out of 100. .com top-level domain
  • Infra: 60 out of 100. Valid SSL · 3 tech detected
  • Hosting: 75 out of 100. Hosted in US

Domain history

Recorded scans: Aug 1, 2026 - Aug 4, 2026

Score history data
Recorded scan scores
Date (UTC) Score Verdict
Aug 1, 20261/100High Risk
Aug 2, 20261/100High Risk
Aug 4, 20261/100High Risk
  1. FEB 52028Domain expiresWHOISDomain lumatsavings.com is set to expire.
  2. SEP 302026SSL certificate expiresSSL CheckSSL certificate will expire.
  3. AUG 12026Flagged by VirusTotalVirusTotalFlagged by 10 engines as malicious on VirusTotal.
  4. AUG 12026First scansnyferTrust score 1 out of 100.
  5. JUL 232026Warned by FCARegulator FCA (UK) published an investor warning for lumatsavings.com.
  6. JUL 142026Domain updatedWHOISlumatsavings.com WHOIS record was updated.
  7. JUL 22026SSL certificate issuedSSL CheckSSL certificate issued by Let's Encrypt.
  8. FEB 52026Domain createdWHOISDomain lumatsavings.com was registered.

Signals

We are not the first
to say it.

12 independent sources have flagged this domain: security vendors, public authorities that have published warnings, and blocklist feeds. Nothing that found it clean is listed.

Regulators

Antivirus engines

  • BitDefenderphishing
  • ESETphishing
  • Fortinetphishing
  • G-Datamalware
  • Sophosphishing

Security vendors

  • ADMINUSLabsmalicious
  • alphaMountain.aiphishing
  • Bfore.Ai PreCrimesuspicious
  • CyRadarphishing
  • Forcepoint ThreatSeekerphishing
  • Lionicphishing
Check the VirusTotal analysis yourself

Where it lives

Where it actually
answers from.

Hosting, registrar, certificate and nameservers, as our crawler measured them rather than as the site describes itself.

Registration

Registrar
Dynadot Inc
Created
Feb 5, 2026
Expires
Feb 5, 2028
Age
5m
Privacy
disabled
ns25.asurahosting.comns26.asurahosting.com

Hosting

IP
198.251.83.106
Country
United States
City
Chicago
Server
LiteSpeed
Proxied
direct

SSL certificate

Issuer
Let's Encrypt
Protocol
TLSv1.3
Valid
yes
Expires
Sep 30, 2026

Technologies

archive · Aug 2, 2026
  • Tailwind CSS· css-framework
  • Bootstrap· css-framework
  • LiteSpeed· web-server

Server location

41.850, -87.650© OpenStreetMap
Location
Chicago, United States
IP
198.251.83.106
Hosting
FranTech Solutions · AS53667

Security headers

archive · Aug 2, 2026
  • content_security_policyNot set
  • strict_transport_securityNot set
  • x_frame_optionsNot set
  • x_content_type_optionsNot set
  • referrer_policyNot set
  • permissions_policyNot set
  • x_xss_protectionNot set
  • cross_origin_opener_policyNot set

Uptime history

September 2026
  • 2026-09-011 online
  • 2026-09-022 unreachable
  • 2026-09-033 unreachable
  • 2026-09-044 online
  • 2026-09-055 online
  • 2026-09-066 online
  • 2026-09-077 unreachable
  • 2026-09-088 unreachable
  • 2026-09-099 online
  • 2026-09-1010 unreachable
  • 2026-09-1111 online
  • 2026-09-1212 online
  • 2026-09-1313 unknown
  • 2026-09-1414 unknown
  • 2026-09-1515 unknown
  • 2026-09-1616 unknown
  • 2026-09-1717 unknown
  • 2026-09-1818 unknown
  • 2026-09-1919 unknown
  • 2026-09-2020 unknown
  • 2026-09-2121 unknown
  • 2026-09-2222 unknown
  • 2026-09-2323 unknown
  • 2026-09-2424 unknown
  • 2026-09-2525 unknown
  • 2026-09-2626 unknown
  • 2026-09-2727 unknown
  • 2026-09-2828 unknown
  • 2026-09-2929 unknown
  • 2026-09-3030 unknown
online (7)offline (5)
Daily availability data
Recorded daily availability
Date (UTC) Status HTTP
2026-08-01unreachable-
2026-08-02unreachable-
2026-08-03unreachable-
2026-08-04unreachable-
2026-08-05online200
2026-08-06online200
2026-08-07unreachable-
2026-08-08online200
2026-08-09unreachable-
2026-08-10unreachable-
2026-08-11online200
2026-08-12unreachable-
2026-08-13online200
2026-08-14unreachable-
2026-08-15unreachable-
2026-08-16unreachable-
2026-08-17online200
2026-08-18unreachable-
2026-08-19unreachable-
2026-08-20unreachable-
2026-08-21unreachable-
2026-08-22online200
2026-08-23unreachable-
2026-08-24unreachable-
2026-08-25online200
2026-08-26unreachable-
2026-08-28unreachable-
2026-08-29unreachable-
2026-08-30online200
2026-08-31online200
2026-09-01online200
2026-09-02unreachable-
2026-09-03unreachable-
2026-09-04online200
2026-09-05online200
2026-09-06online200
2026-09-07unreachable-
2026-09-08unreachable-
2026-09-09online200
2026-09-10unreachable-
2026-09-11online200
2026-09-12online200

Exit scam indicator

Daily availability: Aug 1, 2026 - Sep 12, 2026

Consecutive days offline across every day we hold, peaking at 4 days

Daily offline streak data
Daily consecutive offline days
Date (UTC) Status Streak
2026-08-01unreachable1 day
2026-08-02unreachable2 days
2026-08-03unreachable3 days
2026-08-04unreachable4 days
2026-08-05online0 days
2026-08-06online0 days
2026-08-07unreachable1 day
2026-08-08online0 days
2026-08-09unreachable1 day
2026-08-10unreachable2 days
2026-08-11online0 days
2026-08-12unreachable1 day
2026-08-13online0 days
2026-08-14unreachable1 day
2026-08-15unreachable2 days
2026-08-16unreachable3 days
2026-08-17online0 days
2026-08-18unreachable1 day
2026-08-19unreachable2 days
2026-08-20unreachable3 days
2026-08-21unreachable4 days
2026-08-22online0 days
2026-08-23unreachable1 day
2026-08-24unreachable2 days
2026-08-25online0 days
2026-08-26unreachable1 day
2026-08-28unreachable2 days
2026-08-29unreachable3 days
2026-08-30online0 days
2026-08-31online0 days
2026-09-01online0 days
2026-09-02unreachable1 day
2026-09-03unreachable2 days
2026-09-04online0 days
2026-09-05online0 days
2026-09-06online0 days
2026-09-07unreachable1 day
2026-09-08unreachable2 days
2026-09-09online0 days
2026-09-10unreachable1 day
2026-09-11online0 days
2026-09-12online0 days
max consecutive offline4 days
current streak0 days

Under the page

What the page loads
behind your back.

Everything it requested, everything it stored on the visitor's machine, and every host it talked to while doing it.

Page timing

archive · Aug 2, 2026
2.34stotal page load
DNS Lookup0ms
TCP Connect0ms
TLS Handshake0ms
TTFB710ms
Content Download2ms
DOM Loaded1.89s
Page Load2.34s

Resources

archive · Aug 2, 2026
2.2 MB91 requests
images47 · 52%
scripts21 · 23%
stylesheets13 · 14%
fonts3 · 3%
documents3 · 3%
fetch2 · 2%
xhr1 · 1%
other1 · 1%

Redirect chain

archive · Aug 2, 2026
  1. 1lumatsavings.com

Cookies

archive · Aug 2, 2026
2
Secure
1
HttpOnly
2
Session
name domain flags
XSRF-TOKENlumatsavings.comS
lumatsavingscom_sessionlumatsavings.comSH

Network stats

91
total requests
2.2 MB
total bytes
5
failed requests
12
unique domains
19%
third party
100%
https

HTTP transactions

Raw scan data

{
  "domain": "lumatsavings.com",
  "scanId": "0dcf9236c4db4a7ea7a5f0f5529af337",
  "status": "completed",
  "indexable": false,
  "publicNotice": null,
  "completedAt": "2026-08-04T03:39:54.710Z",
  "ageDays": 39,
  "fresh": false,
  "verdict": "dangerous",
  "trustScore": 1,
  "badges": [
    {
      "name": "antivirus_tier4",
      "chain": "antivirus",
      "tier": 4,
      "maxTier": 4,
      "score": -99,
      "description": "Detected by 10+ engines"
    },
    {
      "name": "regulatory_tier1",
      "chain": "regulatory",
      "tier": 1,
      "maxTier": 4,
      "score": -30,
      "description": "Flagged by 1 financial regulator"
    },
    {
      "name": "site_status_tier2",
      "chain": "site_status",
      "tier": 2,
      "maxTier": 2,
      "score": -9,
      "description": "Website is unreachable or down"
    },
    {
      "name": "domain_age_tier3",
      "chain": "domain_age",
      "tier": 3,
      "maxTier": 5,
      "score": -2,
      "description": "Domain < 6 months"
    },
    {
      "name": "ssl_tier2",
      "chain": "ssl",
      "tier": 2,
      "maxTier": 3,
      "score": -1,
      "description": "SSL invalid or expired"
    }
  ],
  "reachable": false,
  "unreachableReason": "The server closed the connection.",
  "category": "finance_trading",
  "categoryReasoning": "Lumat Savings is a digital banking platform offering international money transfers, currency exchange, live exchange rates, and banking services across multiple currencies. The site provides financial services including account creation, money transfer, and currency trading tools.",
  "regulatorFlagged": true,
  "regulators": [
    {
      "name": "FCA",
      "country": "UK",
      "url": "https://www.fca.org.uk/news/warnings/lumat-savings",
      "warningDate": "2026-07-23T00:00:00.000Z"
    }
  ],
  "contacts": {
    "emails": [],
    "phones": [],
    "addresses": []
  },
  "technologies": [
    {
      "name": "Tailwind CSS",
      "category": "css-framework"
    },
    {
      "name": "Bootstrap",
      "category": "css-framework"
    },
    {
      "name": "LiteSpeed",
      "category": "web-server"
    }
  ],
  "antivirus": {
    "detections": [
      {
        "engine": "ADMINUSLabs",
        "result": "malicious",
        "engineType": "security_vendor"
      },
      {
        "engine": "alphaMountain.ai",
        "result": "phishing",
        "engineType": "security_vendor"
      },
      {
        "engine": "Bfore.Ai PreCrime",
        "result": "suspicious",
        "engineType": "security_vendor"
      },
      {
        "engine": "BitDefender",
        "result": "phishing",
        "engineType": "antivirus"
      },
      {
        "engine": "CyRadar",
        "result": "phishing",
        "engineType": "security_vendor"
      },
      {
        "engine": "ESET",
        "result": "phishing",
        "engineType": "antivirus"
      },
      {
        "engine": "Forcepoint ThreatSeeker",
        "result": "phishing",
        "engineType": "security_vendor"
      },
      {
        "engine": "Fortinet",
        "result": "phishing",
        "engineType": "antivirus"
      },
      {
        "engine": "G-Data",
        "result": "malware",
        "engineType": "antivirus"
      },
      {
        "engine": "Lionic",
        "result": "phishing",
        "engineType": "security_vendor"
      },
      {
        "engine": "Sophos",
        "result": "phishing",
        "engineType": "antivirus"
      }
    ],
    "enginesTotal": 92,
    "permalink": "https://www.virustotal.com/gui/url/aHR0cHM6Ly9sdW1hdHNhdmluZ3MuY29tLw",
    "scannedAt": "2026-08-04T03:39:48.922Z"
  },
  "blacklists": [
    {
      "provider": "google_safe_browsing",
      "flagged": false,
      "threats": []
    }
  ],
  "registration": {
    "registrar": "Dynadot Inc",
    "registrarIanaId": "472",
    "createdAt": "2026-02-05T11:01:50.000Z",
    "updatedAt": "2026-07-14T17:31:42.000Z",
    "expiresAt": "2028-02-05T11:01:50.000Z",
    "ageDays": 179,
    "ageText": "5m",
    "privacyProtected": false,
    "nameservers": [
      "ns25.asurahosting.com",
      "ns26.asurahosting.com"
    ]
  },
  "certificate": {
    "issuer": "Let's Encrypt",
    "validFrom": "2026-07-02T08:30:42.000Z",
    "validUntil": "2026-09-30T08:30:41.000Z",
    "valid": true,
    "protocol": "TLSv1.3"
  },
  "hosting": {
    "ip": "198.251.83.106",
    "countryCode": "US",
    "countryName": "United States",
    "city": "Chicago",
    "provider": "FranTech Solutions",
    "asn": 53667,
    "serverSoftware": "LiteSpeed",
    "mapImageUrl": null,
    "latitude": 41.85,
    "longitude": -87.65,
    "behindCloudflare": false
  },
  "timing": {
    "dnsMs": 0,
    "connectMs": 0,
    "tlsMs": 0,
    "ttfbMs": 710,
    "downloadMs": 2,
    "domReadyMs": 1889,
    "loadCompleteMs": 2342
  },
  "resources": [
    {
      "kind": "images",
      "count": 47,
      "bytes": 1599483
    },
    {
      "kind": "scripts",
      "count": 21,
      "bytes": 292028
    },
    {
      "kind": "stylesheets",
      "count": 13,
      "bytes": 63032
    },
    {
      "kind": "fonts",
      "count": 3,
      "bytes": 194724
    },
    {
      "kind": "documents",
      "count": 3,
      "bytes": 9549
    },
    {
      "kind": "fetch",
      "count": 2,
      "bytes": 93831
    },
    {
      "kind": "xhr",
      "count": 1,
      "bytes": 57
    },
    {
      "kind": "other",
      "count": 1,
      "bytes": 93644
    }
  ],
  "networkStats": {
    "totalRequests": 91,
    "totalBytes": 2346348,
    "failedRequests": 5,
    "uniqueDomains": 12,
    "thirdPartyRatio": 0.1868,
    "httpsPercentage": 100
  },
  "cookies": [
    {
      "name": "XSRF-TOKEN",
      "domain": "lumatsavings.com",
      "secure": true,
      "httpOnly": false,
      "expiresAt": null
    },
    {
      "name": "lumatsavingscom_session",
      "domain": "lumatsavings.com",
      "secure": true,
      "httpOnly": true,
      "expiresAt": null
    }
  ],
  "identity": {
    "finalUrl": "https://lumatsavings.com/",
    "brandName": "Lumat Savings",
    "faviconUrl": "/api/scan/favicon/0dcf9236c4db4a7ea7a5f0f5529af337"
  },
  "telemetry": {
    "statusCode": 0,
    "durationMs": 6580,
    "scraper": "patchright",
    "attempts": 1,
    "source": "single",
    "contentType": "text/html; charset=UTF-8"
  },
  "securityHeaders": [
    {
      "key": "content_security_policy",
      "present": false,
      "value": null
    },
    {
      "key": "strict_transport_security",
      "present": false,
      "value": null
    },
    {
      "key": "x_frame_options",
      "present": false,
      "value": null
    },
    {
      "key": "x_content_type_options",
      "present": false,
      "value": null
    },
    {
      "key": "referrer_policy",
      "present": false,
      "value": null
    },
    {
      "key": "permissions_policy",
      "present": false,
      "value": null
    },
    {
      "key": "x_xss_protection",
      "present": false,
      "value": null
    },
    {
      "key": "cross_origin_opener_policy",
      "present": false,
      "value": null
    }
  ],
  "redirects": [
    {
      "from": "https://lumatsavings.com/.lsrecap/recaptcha?",
      "to": "https://lumatsavings.com/",
      "statusCode": null
    }
  ],
  "transactions": [
    {
      "url": "https://lumatsavings.com/",
      "method": "GET",
      "resourceType": "document",
      "statusCode": 200,
      "bytes": 1140,
      "thirdParty": false
    },
    {
      "url": "https://cdn.jsdelivr.net/npm/altcha/dist/altcha.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 200,
      "bytes": 30256,
      "thirdParty": true
    },
    {
      "url": "https://lumatsavings.com/.lsrecap/recaptcha",
      "method": "GET",
      "resourceType": "fetch",
      "statusCode": 200,
      "bytes": 187,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/.lsrecap/recaptcha?",
      "method": "POST",
      "resourceType": "document",
      "statusCode": 301,
      "bytes": 0,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/",
      "method": "GET",
      "resourceType": "document",
      "statusCode": 200,
      "bytes": 8409,
      "thirdParty": false
    },
    {
      "url": "https://cdn.jsdelivr.net/npm/bootstrap%404.0.0/dist/css/bootstrap.min.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": null,
      "bytes": 0,
      "thirdParty": true
    },
    {
      "url": "https://code.jquery.com/jquery-3.2.1.slim.min.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 200,
      "bytes": 23856,
      "thirdParty": true
    },
    {
      "url": "https://cdn.jsdelivr.net/npm/popper.js%401.12.9/dist/umd/popper.min.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 400,
      "bytes": 62,
      "thirdParty": true
    },
    {
      "url": "https://cdn.jsdelivr.net/npm/bootstrap%404.0.0/dist/js/bootstrap.min.js",
      "method": "GET",
      "resourceType": "script",
      "statusCode": 400,
      "bytes": 62,
      "thirdParty": true
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/css/bootstrap.min.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 21177,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/css/flaticon.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 1208,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/css/remixicon.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 12098,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/css/owl.carousel.min.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 1067,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/css/odometer.min.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 452,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/css/fancybox.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 3173,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/css/aos.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 1622,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/css/style.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 12917,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/css/responsive.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 3296,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/css/dark-theme.css",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 1862,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/storage/app/public/photos/OVs9QSwXinaE2kcRc4XYTXT8sfyiUvgXkQWdcnEZ.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 93644,
      "thirdParty": false
    },
    {
      "url": "https://lumatsavings.com/temp/custom/assets/img/hero/hero-shape-4.png",
      "method": "GET",
      "resourceType": "image",
      "statusCode": 200,
      "bytes": 2828,
      "thirdParty": false
    },
    {
      "url": "https://fonts.googleapis.com/css2?family=Raleway:wght@200;300;400;500;600;700;800&amp;family=Roboto:wght@300;400;500;700;900&amp;display=swap",
      "method": "GET",
      "resourceType": "stylesheet",
      "statusCode": 200,
      "bytes": 0,
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