Is usablecapital.net a scam?

{
  "domain": "usablecapital.net",
  "scanId": "6a4d004bb5cc446ba4463d23a9247720",
  "status": "completed",
  "indexable": false,
  "publicNotice": null,
  "completedAt": "2026-04-22T12:42:01.781Z",
  "ageDays": 142,
  "fresh": false,
  "verdict": "dangerous",
  "trustScore": 1,
  "badges": [
    {
      "name": "scam_farm_tier4",
      "chain": "scam_farm",
      "tier": 4,
      "maxTier": 4,
      "score": -90,
      "description": "Shares code with 10+ domains"
    },
    {
      "name": "antivirus_tier3",
      "chain": "antivirus",
      "tier": 3,
      "maxTier": 4,
      "score": -26,
      "description": "Detected by 5-9 engines"
    },
    {
      "name": "regulatory_tier1",
      "chain": "regulatory",
      "tier": 1,
      "maxTier": 4,
      "score": -15,
      "description": "Flagged by 1 financial regulator"
    },
    {
      "name": "domain_age_tier3",
      "chain": "domain_age",
      "tier": 3,
      "maxTier": 5,
      "score": -2,
      "description": "Domain < 6 months"
    }
  ],
  "reachable": true,
  "unreachableReason": null,
  "category": "offline",
  "categoryReasoning": "The website returns a 403 Forbidden error, indicating the server is rejecting access to the resource and the site is not functioning properly.",
  "regulatorFlagged": true,
  "regulators": [
    {
      "name": "CBR",
      "country": "RU",
      "url": "https://www.cbr.ru/eng/inside/warning-list/detail/?id=40922",
      "warningDate": "2025-10-23T00:00:00.000Z"
    }
  ],
  "contacts": {
    "emails": [],
    "phones": [],
    "addresses": []
  },
  "technologies": [],
  "antivirus": {
    "detections": [
      {
        "engine": "ADMINUSLabs",
        "result": "malicious",
        "engineType": "security_vendor"
      },
      {
        "engine": "alphaMountain.ai",
        "result": "malicious",
        "engineType": "security_vendor"
      },
      {
        "engine": "CyRadar",
        "result": "malicious",
        "engineType": "security_vendor"
      },
      {
        "engine": "ESET",
        "result": "suspicious",
        "engineType": "antivirus"
      },
      {
        "engine": "Fortinet",
        "result": "phishing",
        "engineType": "antivirus"
      },
      {
        "engine": "Netcraft",
        "result": "malicious",
        "engineType": "phishing_authority"
      }
    ],
    "enginesTotal": 95,
    "permalink": "https://www.virustotal.com/gui/url/aHR0cHM6Ly91c2FibGVjYXBpdGFsLm5ldC8",
    "scannedAt": "2026-04-22T12:41:32.689Z"
  },
  "blacklists": [
    {
      "provider": "google_safe_browsing",
      "flagged": false,
      "threats": []
    }
  ],
  "registration": {
    "registrar": "PDR Ltd. d/b/a PublicDomainRegistry.com",
    "registrarIanaId": "303",
    "createdAt": "2025-12-02T10:08:53.000Z",
    "updatedAt": "2025-12-02T10:08:53.000Z",
    "expiresAt": "2026-12-02T10:08:53.000Z",
    "ageDays": 141,
    "ageText": "4m",
    "privacyProtected": false,
    "nameservers": [
      "dns1.regway.com",
      "dns2.regway.com",
      "dns3.regway.com",
      "dns4.regway.com"
    ]
  },
  "certificate": {
    "issuer": "Let's Encrypt",
    "validFrom": "2026-04-01T10:31:35.000Z",
    "validUntil": "2026-06-30T10:31:34.000Z",
    "valid": true,
    "protocol": "TLSv1.3"
  },
  "hosting": {
    "ip": "185.213.26.23",
    "countryCode": "US",
    "countryName": "United States",
    "city": "New York City",
    "provider": "HostHatch, LLC",
    "asn": 63473,
    "serverSoftware": "openresty",
    "mapImageUrl": null,
    "latitude": 40.7143,
    "longitude": -74.006,
    "behindCloudflare": false
  },
  "timing": {
    "dnsMs": 1,
    "connectMs": 242,
    "tlsMs": 127,
    "ttfbMs": 424,
    "downloadMs": 2,
    "domReadyMs": 684,
    "loadCompleteMs": 685
  },
  "resources": [
    {
      "kind": "documents",
      "count": 1,
      "bytes": 0
    }
  ],
  "networkStats": {
    "totalRequests": 1,
    "totalBytes": 0,
    "failedRequests": 1,
    "uniqueDomains": 1,
    "thirdPartyRatio": 0,
    "httpsPercentage": 100
  },
  "cookies": [],
  "identity": {
    "finalUrl": "https://usablecapital.net/",
    "brandName": null,
    "faviconUrl": "/api/scan/favicon/6a4d004bb5cc446ba4463d23a9247720"
  },
  "telemetry": {
    "statusCode": 403,
    "durationMs": 29751,
    "scraper": "patchright",
    "attempts": 1,
    "source": "single",
    "contentType": "text/html"
  },
  "securityHeaders": [
    {
      "key": "content_security_policy",
      "present": false,
      "value": null
    },
    {
      "key": "strict_transport_security",
      "present": false,
      "value": null
    },
    {
      "key": "x_frame_options",
      "present": false,
      "value": null
    },
    {
      "key": "x_content_type_options",
      "present": false,
      "value": null
    },
    {
      "key": "referrer_policy",
      "present": false,
      "value": null
    },
    {
      "key": "permissions_policy",
      "present": false,
      "value": null
    },
    {
      "key": "x_xss_protection",
      "present": false,
      "value": null
    },
    {
      "key": "cross_origin_opener_policy",
      "present": false,
      "value": null
    }
  ],
  "redirects": [],
  "transactions": [
    {
      "url": "https://usablecapital.net/",
      "method": "GET",
      "resourceType": "document",
      "statusCode": 403,
      "bytes": 0,
      "thirdParty": false
    }
  ],
  "hasCapture": false,
  "archive": {},
  "networkSize": 534
}